Assessment of Households Healthcare Expenditure Among Urban Dwellers of Bauchi Local Government Area, Bauchi State Nigeria
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Introduction: Globally, healthcare spending has become a major concern, especially in developing nations where a significant proportion of health costs is borne by individuals and families. A key issue linked to healthcare expenditure is catastrophic health expenditure that pushes many household in to poverty around the globe. This study aimed to assess household healthcare expenditure among head of households within Bauchi metropolis, Bauchi State.
Methods: A descriptive cross-sectional study was conducted among 406 head of household selected through multistage sampling. Data was collected by using a pre-tested interviewer administered questionnaire and analyzed using SPSS version 26.
Results: The mean and standard deviation of age of the respondents was 42.6 ± 12.4 years respectively. Over three forth (87.9%) of the respondents were male and 69.7% of them were married. Slightly below half of the respondents (46.3%) were business men and women in their occupation and more than one-third (39.4%) of the respondents earned between N50, 000.00-to N100,000.00 monthly. About 45.4% of the study participants spent more than 40% of their monthly income on health care, equivalent to N34,187.2 i.e they faced catastrophic health expenditure.
Conclusion: A substantial proportion of households in urban Bauchi incur catastrophic health expenditures. Strengthening financial risk protection mechanisms such as health insurance, more especially in the form of community-based health insurance is essential.
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